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In fact hoas are required by law to take out insurance for common areas to protect against unforeseen damage and to cover major repairs such as roof replacement and unexpected plumbing damage.

Townhouse roof repair responsibility. Typically the governing docs provide that the owner is responsible for all the structural components including the roof. But for attached townhome units where the association has some responsibility for maintenance repair and or replacement of the walls and or building exteriors the answer as to who is responsible for the interior damage can be more complicated. Similarly if the governing documents state that the association is responsible for roof repair and maintenance but requires the homeowners to repair maintain and replace the gutters the association should not replace the gutters without amending the governing documents since the responsibility for gutters is the owners not the. But the governing documents are very vague about what exterior maintenance is.

The hoa has a responsibility to ensure the latter events to avoid asking unit owners for special assessments. The problem is the owner s roof joins other roofs. If you get a contractor to replace that owner s portion of the roof the contractor won t provide a warranty because there s a seam between the two adjoining townhomes. Maintaining a townhouse roof requires even more awareness for that reason you don t want to end up paying for repairs to your neighbor s home too.

Occasionally a property owner is able to argue that a tenant caused the damage to the roof. A lot just say the association shall maintain exterior surfaces that unhelpful wording has led to some push and pull between hoas and owners. For example perhaps the tenant stood on the roof to jump into the pool and damaged the shingles while he or she was up there. If the roof s wear and tear is simply the result of its advanced age it s time to start planning to replace it.

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Top Roofing Tips To Remember In 2020 Roofing

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